Features
Five things, done well. Try the live demos first, then read what each one actually does.
Try it
These demos run in your browser. All numbers are illustrative.
Virtual card
A card that spends your yield, not your stack.
Freeze in one tap and cap your monthly draw. Try it, the card is live.
•••• •••• •••• 0000
Health factor
Know your risk before the market does.
2.14x
Safe
Illustrative. Safe above 1.5x, warning below 1.2x.
Live yield
Watch it earn, second by second.
$128.400000Illustrative demo value
Spend center
Vouchers and UPI, straight from yield.
1-tap bank / UPI cashout
Via a non-custodial off-ramp widget
Repay with yield
Clear your balance. Touch nothing else.
Outstanding
$240
Principal untouched
Non-custodial
We never touch your funds.
OrventYield is just an interface. Your assets sit in your own Ether.fi Safe, and you sign every transaction.
What each feature does
Feature 1
Wallet & Safe onboarding
Connect a wallet and get your own Ether.fi Safe in one transaction. If you already have one, we find it.
- MetaMask, Rainbow, Coinbase Wallet, WalletConnect
- Detects an existing EtherFiSafe automatically
- One-click Safe creation through the official factory
- Clear wrong-network handling
Feature 2
Collateral vault & live yield
Deposit and watch your yield accrue in real time, with the numbers read straight from the contracts.
- ETH, WETH, weETH and USDC
- Exact-amount approvals, never unlimited
- Live APY from the contracts
- Ticking counter of accrued yield
Feature 3
Credit line & health factor
See what you can spend and how safe you are, before you spend it.
- Available limit = collateral × max LTV − debt
- Health gauge: Safe above 1.5x, Warning below 1.2x
- Stale or zero oracle prices are flagged, never guessed
Feature 4
Virtual card dashboard
A 3D card plus the stats that matter, with simple controls.
- Collateral locked, spendable yield, spent this month
- Net APY earned vs borrow rate
- Freeze / unfreeze toggle
- Monthly spending limit slider
Feature 5
Spend center
Turn yield into real-world value without selling your principal.
- Gift vouchers (Swiggy, Zomato, Amazon, Uber, Netflix) via Bitrefill
- Bank / UPI cashout via a non-custodial off-ramp widget
- One-tap “Repay using accrued yield”
Not in version 1
Saying no keeps the product small, safe and shippable.
- Our own smart contracts, tokens or yield strategies
- Any backend, database or user accounts
- Custody of funds, or KYC collected by us
- A native mobile app
- Chains beyond Arbitrum, Base and Scroll
Ready when you are.
The app is on its way. Get in early, or keep exploring.